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Oct 20, 2016

CMO and Senior Financial Advisor

You don’t need someone to pick stocks or time the market. Those activities, touted non-stop in the financial media, have absolutely nothing to do with your personal financial goals.

That’s why Kate Stalter founded Better Money Decisions: People face any number of financial decisions these days. But with the financial media encouraging all kinds of bad behavior – like trying to predict market direction or gambling on what the Federal Reserve might do – the odds are stacked against the person just trying to make good financial decisions for the short and long-term.

Before becoming a Series 65-licensed advisor several years ago, Kate wrote in-depth market analysis for Investor’s Business Daily. She hosted the Daily Stock Analysis and Market Wrap videos on Investors.com, and taught Investor’s Business Daily live seminars throughout the country.

She also hosted the Small Cap Roundup radio show on the Tiger Financial News Network, interviewed hundreds of asset managers for the “Daily Guru” feature on MoneyShow.com, and wrote mutual-fund analyses for Benzinga.com.

Although she still contributes to Forbes, US News & World Report and TheStreet, Kate’s primary focus is helping clients around the country who face decisions about portfolio allocation, Social Security strategies, insurance needs, estate planning, college funding and all manner of financial questions.

“Although financial decision-making becomes more complicated every year, many people still believe a financial advisor’s value comes from stock picking and timing the market. But that’s not the value. In fact, that’s speculating and gambling – exactly the opposite of good financial decision-making,” Kate says.

Kate has a fiduciary duty to put clients first. As her client that means understanding your unique goals and concerns. It means being your coach throughout different market and economic cycles and helping you stay on track, even while the TV anchors and magazine writers tell you the world is coming to an end.

“Investors continue to be hurt because some TV anchor says it’s time to panic. That TV anchor, meanwhile, has no responsibility for your well-being in retirement – or even if you are able to retire,” Kate says.

Kate enjoys helping people make those “peace of mind” financial decisions. For example, the age at which you and your spouse begin taking Social Security can make a tremendous difference in your household income over the next few decades. Nobody wants to leave $100,000 or more on the table – but it happens all the time! This is the kind of situation Kate helps clients avoid, in favor of making better decisions about money!

A graduate of Saint Mary’s College in Notre Dame, Indiana, Kate spends fall Saturdays watching the Fighting Irish on the gridiron. Her MBA alma mater is Northwestern, so she also likes to see the Wildcats win, unless they are playing Notre Dame! She has a houseful of rescued animals, and is trying to get her 5K speed just a tiny bit faster.




Musical Background: 'TAKE THE CHANCE' by Nicolai Heidlas

Oct 19, 2016

Jonathan Messinger is an author (Hiding Out), journalist and podcaster. His show, The Alien Adventures of Finn Caspian, is a sci-fi serial for kids, sort of like Scooby-Doo in space.

He was formerly Time Out Chicago's books editor and Web editor for Time Out Chicago Kids. Jonathan was born in Boston, Massachusetts and lives in Chicago, Illinois, USA.

He has contributed his fiction writing to the journal McSweeney's, among many other major and alternative publications. While at Clark University he was the editor of the student magazine The Wheatbread. Messinger was also the editor of THISisGRAND, a web magazine chronicling true stories on Chicago's public transit. He has toured extensively in Canada and the United States, and is the creator and host of The Dollar Store Reading Series, a successful monthly show where he hands out items purchased for a dollar to writers and comedians, who then use the item as inspiration for stories. Messinger's first published collection of short stories, Hiding Out, was released in 2007 through Featherproof books, an independent publisher which he cofounded in 2005 in combination with fellow writer Zach Dodson. The general critical response was positive. Mark Eleveld in Booklist, Donna Seaman in Chicago Tribune and Kevin Sampsell in The Portland Mercury were impressed, whereas a more mixed review was published in Publishers Weekly.

Jonathan is on adjunct staff at DePaul University.


Musical Background: 'TAKE THE CHANCE' by Nicolai Heidlas

Oct 18, 2016



Kimarie is the owner of SALTOPIA Artisan Infused Sea Salts. They are the largest importer of naturally harvested sea salts in the northeast. SALTOPIA supports sustainability by purchasing produce from local farms for their infused creations.




Where did SALTOPIA get started? SALTOPIA Infused Sea Salts is my personal creation. I’ve always LOVED flavor and sea salt brings out a food’s natural flavor. Salt officially is added to recipes to open the mouth’s palate and allow the flavor of the food to pull through.

SALTOPIA currently has over 60 different flavors, which all have their own proprietary recipe. We also sell raw, unrefined salts without flavoring from our Naturally Harvested Line. I am the “mad scientist” behind creating the flavors that combine a unique fusion of each separate salt crystal and flavor molecule. The reason I started calling myself the “mad scientist” is because of the science that goes into creating an infused sea salt. The molecular structure of sea salt is entirely different according to where it’s derived from – just like the DNA of a human being. Therefore, the way that a salt crystal actually infuses with flavor is very unique. Finding the perfect match to unlock the two separate molecules (salt & flavor) to create the perfect blend is our company’s secret! Nowadays, I like the title “Saltologist” instead of “Mad Scientist.” I don’t think that “mad science” would sell salt very well.


Musical Background: 'TAKE THE CHANCE' by Nicolai Heidlas

Oct 17, 2016

Hani Mourra is a Dad, Softwareprenuer, and the creator of Simple Press Plugins - WordPress plugins that automate the publishing of videos, podcasts, and live broadcasts to your WordPress site. He is extremely passionate about creating automation software to help content creators build their email list and grow their audience faster.

Hani's Website:



Musical Background: 'TAKE THE CHANCE' by Nicolai Heidlas

Oct 16, 2016

is the founder & CEO of Bespoke Atelier, the mobile browser for creatives. Bespoke empowers visual thinkers to create their next best ideas in a holistic, intuitive platform built by creatives, for creatives.

Michele is an inherent doer, self starter and productivity addict. A writer at heart, a leader by trade, Michele took her experiences in art, culture, and food into the world of cinematography, making Films by Francesco the best in the industry, editing documentaries for the former CFO of Warner Bros. & Sirio Maccioni of Le Cirque, and shooting the weddings of Nicole Richie, Matt Damon, LeBron James, and Chelsea Clinton. 


Musical Background: 'TAKE THE CHANCE' by Nicolai Heidlas

Oct 15, 2016

Otakara Klettke. Nobody would ever guess this lady full of life, adventure stories from traveling the world, also living in 4 countries, was once a very sickly child that couldn’t even carry her school books. How did she manage to escape special diets, constant visits to a doctor, surgeries, hospital stays, and was able to become a personal fitness trainer, adventurer, and TV reporter while keeping her body in the same shape? She talks and listens to her body. In her book, Hear Your Body Whisper, she shares how she said “No!” to the limitations of her health problems, left doctors in the dust, and started living life to the fullest.

Currently she lives on a ranch with her husband and daughter by the beautiful Cascade mountain range in Oregon, raising too many pets, and taking every chance to go on road trips with her brilliant, homeschooled daughter.


Hear Your Body Whisper: How to Unlock Your Self-Healing Mechanism


Musical Background: 'TAKE THE CHANCE' by Nicolai Heidlas

Oct 14, 2016

Lisa Marie’s Executive Chef/Owner of Lisa Marie’s Taste&See Gourmets As interesting as life may have it, I graduated from Southern University in New Orleans (1991) with a major in Engineering Technology, during the Gulf War Crisis.

There was a decline on job availability for Engineer. So I’ve never worked in the field of Engineering after college, but started a very successful career path in Pharmaceutical Sales and Medical Device Sales for nearly 20 + years. After Katrina my company relocated me to the Dallas/Fort Worth area and within 10 months there was a national lay-off and I was without a job for the 1 st time in over 20 years.

Very few companies were hiring individuals who relocated to Texas from New Orleans. Leaving me unemployed for 10 months.

In a nutshell all of the following events to took place, between 2007 – 2010, before I began enjoying my true potential and passions.

  • Obtaining a Real Estate License – The Real Estate Market Crashed
  • Hired by Countrywide Home Services – 3 Months Later another lay-off.
  • Hired by United Healthcare – Obtained a Life & Health Insurance Licensed – 3 years later another Lay-Off.

3 National Lay-Offs in 4 years – Unbelievable, but it’s what motivated me to use the gifts and talents that were given to me by God. Just think I was already equipped with tools for success that were not being utilized. FYI: Back in 1995 God spoke to me about a Personal Chef/Catering Business and gave it the name of “Taste&See”.

Unfortunately my spouse at that time was not very supportive of the business, so it took a back burner for nearly 20 years. After my final lay-off with United Healthcare I was done with corporate America.


Musical Background: 'TAKE THE CHANCE' by Nicolai Heidlas

Oct 13, 2016


Musical Background: 'TAKE THE CHANCE' by Nicolai Heidlas

Oct 12, 2016

Podcast Producer with more than 10 years of experience producing digital audio. Started in the newsroom of NJ 101.5, moved on to work for the WSJ Radio Network for 8 years, and now today is an independent podcast producer/consultant and head of content for podcasting news site podtopod.com. NJ native, married and living in Mount Laurel, NJ where also works part time for Jewish Federation of Southern New Jersey.


Musical Background: 'TAKE THE CHANCE' by Nicolai Heidlas

Oct 11, 2016

Laura Wallace is the Owner and Creative Director at Worx Graphic Design. In 2007 while expecting her son, Kandon, she took a risk to start a new business. Nearly 7 years later, her business is an award winning design studio with 3 employees.

Laura married her high school sweet heart, AJ and will be celebrating their 15th anniversary this year. She has a new love for running, reading inspirational books and soaking up the great outdoors. Something interesting? Laura has a strawberry colored birthmark that runs up her left hand and arm.


C R E A T I V E D I R E C T O R , W O R X

8 7 7 8 5 0 W O R X

6 public square, suite 205 | hagerstown, md 21740

worxgd.com | facebook | twitter | linkedin | pinterest | blog

Musical Background: 'TAKE THE CHANCE' by Nicolai Heidlas


Oct 10, 2016

Dr. Andrea Pennington (@DrAndrea) is an integrative medicine physician, acupuncturist, meditation teacher and sex educator who has provided integrative healthcare to men and women for over 15 years. She is also a bestselling author, international TEDx speaker and sought-after media personality.

Dr. Andrea has shared her candid, empowering insights on vitality and resilience on the Oprah Winfrey Show, the Dr. Oz Show, CNN, the Today Show, LUXE-TV and HuffingtonPost and as a news anchor for Discovery Health Channel.

She has written and contributed to 10 books and her latest book and multimedia content experience, The Orgasm Prescription for Women, has been touted as one of the most comprehensive sexual and emotional health books of today.

Now as host of Sensual Vitality-TV she brings her unique ‘nerdy’ blend of medical science, Chinese energetics, positive psychology and mindfulness meditation to empower women to show up authentically, love passionately and live orgasmically.

Dr. Andrea is the creator of The Attunement Meditation Process, a 5-step mindfulness meditation taught online and used around the world to lower stress, boost resilience and enhance sensuality and orgasm capacity. Her popular 21-Day Compassion Meditation Series is also useful in breaking down barriers to self-love and deep intimacy.

In addition, Dr. Andrea is a renowned personal brand architect, media producer and communications specialist. Leveraging her 20+ years of experience in broadcast and digital media she proudly helps people bring their brilliance to the world through publishing and media production wtih Make Your Mark Global Media.

Visit her online at www.AndreaPennington.com and www.SensualVitality.tv


“It is my passion to empower women all over the world to know themselves as the perfect, divine beings that they are, to fully embrace their sensuality and to wholeheartedly share their talents with the world.”

~Dr. Andrea

Free Gifts:

1. First Chapter of The Orgasm Prescription for Women


2. Free e-book: The Top 5 Blocks to Female Orgasm & How to Overcome

Them: clk.im/5OrgasmBlocks

3. 21-Day Compassion Meditation Series

4. Guided meditation audios

5. How to Liberate & Love Your Authentic Self e-book and audiobook

6. The Top 10 Traits of Highly Resilient People e-book


Musical Background: 'TAKE THE CHANCE' by Nicolai Heidlas

Oct 9, 2016

Carly Evans is a Transformational Life Coach, Energy Practitioner and Reiki Teacher based in Perth Australia. Carly's past career in mental health and forensic psychology, combined with coaching, has led her into supporting her clients through change and trauma into transformation.

Carly Evans aka Coach Carly
GET YOUR FREE E BOOK AT www.coachcarly.com
Transformational Life & Body Coach (certified through the Inspired Spirit Coaching Academy)
Contributing Author in the internationally best selling Adventures in Manifesting series (Soulful Relationships)
Reiki Master Teacher

Musical Background: 'TAKE THE CHANCE' by Nicolai Heidlas

Oct 8, 2016
Anthony Hayes is an Author, Podcaster, Blogger, Mental Health Advocate and Co-founder of the Podcast Discovery Center. 
After a decade long battle with clinical depression, Hayes tells his journey of self discovery in his book The Science of Being, blogging and on his podcast Me Myself and I Radio. 
Please visit memyselfandiradio.com to come along for the ride! 
Quote: "Control the Controllable, as for the rest Keep on Flowing and Just Be."

Anthony Hayes
Author, Podcaster, Blogger
"Keep on Flowing, Just be..."
Musical Background: 'TAKE THE CHANCE' by Nicolai Heidlas
Oct 7, 2016

Who is “One-Click Lindsey”?

Lindsey is the founder and CEO of TrafficAndLeads.com.

TrafficAndLeads.com is a firm that specializes in driving traffic, getting leads and nurturing leads to become lifelong clients. During her 10 years running a successful web development and online marketing company, Lindsey has perfected the art getting more website traffic and getting that traffic to opt in.

Lindsey has experience launching everything from simple web pages to enterprise level systems. She has managed dozens of developers and designers and currently run’s two companies, Web Impakt and TrafficAndLeads.com

Musical Background: 'TAKE THE CHANCE' by Nicolai Heidlas

Oct 6, 2016

Hal Elrod is best known as the author of the #1 bestselling book, The Miracle Morning, but what’s most incredible is that Hal actually died at age 20.

He was dead for 6 minutes, broke 11 bones, and was told by doctors that he would never walk again. But not only did he walk, he went on to run a 52-consecutive-mile ultramarathon, became a hall of fame business achiever by age 25, an international keynote speaker, and author of what is being widely regarded as one of the most life-changing books ever written, with over 1,500 five-star reviews on Amazon and has been translated in 24 languages, the #1 international bestseller, The Miracle Morning.


Musical Background: 'TAKE THE CHANCE' by Nicolai Heidlas

Oct 5, 2016

3 years ago I moved from Nashville to Northern California to work for K-LOVE & Air1 radio. A national christian music radio station. I am the digital content manager. 6 months after moving to the west coast – I met my wife (in Seattle, Go Seahawks) - We got married 6 months after that and 9 months after that we had our beautiful boy Braven.  My wife and I recently began a Podcast together called Engaging Story where we share couples marriages stories to help bring hope and encouragement to marriages.



Musical Background: 'TAKE THE CHANCE' by Nicolai Heidlas

Oct 4, 2016

Brad Baldridge is a late-stage college planning specialist. He helps parents of high school students plan and pay for college using strategies such as merit aid, need based aid, tax planning, savings and investing for college, negotiating with colleges, scholarships and loans.

Over the past 10 years Brad has directly helped hundreds of families plan and pay for college. He has provided in-depth college plans resulting in increased financial aid, scholarships, identification of the right schools at the right price, and better loans.

Brad’s expertise is featured weekly on his podcast, Taming The High Cost of College. Since 2013 Brad and his expert guests have explored and shared great information related to college planning.

Brad lectures extensively conducting his workshop “Taming the High Cost of College”. Over the years thousands have benefited from his unique insight and great strategies, including high schools, the Institute of Certified Public Accountants, School Counselor Association, Education Association Council, Association of College Admission Counseling, Bar Associations, and various Community Park and Recreation Departments.



Musical Background: 'TAKE THE CHANCE' by Nicolai Heidlas

Oct 3, 2016

I don’t tell you what to do, I show you how to tell yourself.


Because creating long lasting change in your life isn’t about having someone who just “believes in you”, it’s about having someone in your life who not only stands by your side and works with you to figure out how to move forwards, but teaches you how to figure out your next steps and move forwards even when you’re facing it alone.

And believe me, that’s a powerful skill to have.

For years I’ve been teaching and coaching people from all walks of life, in all sorts of places around the world, how to just know what they are doing, even when they think they don’t.

I became so good at it, people now pay me for my methods, experience and skill.

 Sound too good to be true?

 Sound like a bad sales pitch?

 I don’t care.

 I’m not here to work with the skeptics, the doubters, the nay-sayers, the slanderers, the lazy, the negative or the bullshitters.

I work with winners. I work with hustlers. I work with those that are so damn determined to succeed in life that the prospect of failing just doesn’t seem fathomable.

It doesn’t matter if you’re a millionaire, a playboy bunny, a tech guru, a Multi Level Marketer or an average joe working a 9-5 job, if you want to make the hustle happen, we can work together.

If you’re a half ass-ing lazy know-it-all, then you just aren’t ready yet, but when you are, I am here OR I can connect you with a more likeminded coach suited to your needs.



Musical Background: 'TAKE THE CHANCE' by Nicolai Heidlas

Oct 2, 2016
Christopher Orangeo is a Writer/Director from Maplewood, New Jersey. He received his BFA in Digital Filmmaking from the Art Institute of Jacksonville. Ever since Christopher was a teenager, he’s loved movies and the process of making movies.
He says there is a sense of joy when it comes to creating stories; creating characters, intertwining their lives and watching it become, as it moves from paper to screen. Writing and Directing allows Christopher imagination to run wild!



Musical Background: 'TAKE THE CHANCE' by Nicolai Heidlas


Oct 1, 2016

On a mission to entertain and inspire audiences, Chris Ruggiero travels the world with his One Man Variety Show - a high energy live theater experience of comedy, juggling and magic. He's been featured on The Ellen DeGeneres Show and Entrepreneur On Fire. His message to live a life most people dream of is simple. Get started. The most important part of anything new is that first step. Take the step and everything will fall into place.. Just Go!

Chris Ruggiero



Musical Background: 'TAKE THE CHANCE' by Nicolai Heidlas

Sep 30, 2016
My name is Gloria Hass. The last three years of my life:
The first of the three years, I was a caregiver for my dying mother. 
The last two years, it took 1 1/2 years to regain my health and move back to where I truly like living in southern Arizona. This past year, I started having seizures only to find out they are non-epileptic in nature. I am having dissociation seizures and found I have 40 alternate personalities. So far, I have integrated 16 of the alternate personalities and have 24 more to go. I became a bestselling author on Amazon with my book Navigating Life with Multiple Personality Disorder. I also have a podcast Heart of Hope. My shows are informative about different mental illnesses and disorders.
I am currently working on a professional speaking career.



Musical Background: 'TAKE THE CHANCE' by Nicolai Heidlas

Sep 29, 2016


Success comes in different flavours. As a life and business coach, Melissa helps entrepreneurs build a business that reflects their values and creates the lifestyle they crave. Her specialty is helping people transition out of their day jobs and into building businesses they are orgasmically joyful about. She left her successful career as a VP and an award-winning specialist in business and marketing because she wasn’t fully satisfied with just “creating successful products, marketing campaigns and surpassing sales objectives,” she wanted to be of greater service to others – to help business owners build and run businesses not just with their head but by tapping into their heart and gut as well.

Melissa is a regular contributor to the Huffington Post and Entrepreneur.com. She is also a certified coach and trained energy practitioner. Her “CEO of Your Life” coaching program attracts professionals and entrepreneurs from around the world.



Musical Background: 'TAKE THE CHANCE' by Nicolai Heidlas

Sep 28, 2016

Brandon T. Adams is the co-host and one of the executive producers of Ambitious Adventures, a reality television program focused on the compelling stories of young entrepreneurs. In addition to his television work, Brandon is an entrepreneur through and through, owning a stake in a number of businesses including the Young Entrepreneur Convention, Keys to the Crowd, Arctic Stick and an ice distributorship that serves three states.

Brandon’s fascination with entrepreneurialism has been present since birth and was stoked with his invention of Arctic Stick during his college years. Pushing that product through concept, design, manufacturing and funding clearly illustrated to him a need for a voice to aid young entrepreneurs in fulfilling their dreams. That path has led him to where he is today.

As founder and host of the University of Young Entrepreneurs podcast, a twice weekly program that shines the light on successful entrepreneurs, Brandon regularly delivers his unique brand of passionate motivation in his quest to impact 1 billion lives by the time he reaches 40 years old. His work on the University of Young Entrepreneurs podcast inspired him to join with a group of other young, motivated professionals to form the Young Entrepreneur Convention. In its first year, the event drew nearly 500 attendees and featured speakers including Kevin Harrington of TV’s “Shark Tank” and Priceline.com founder Jeff Hoffman.

Brandon has also earned the moniker of “King of Crowdfunding” for his work in establishing his business Keys to the Crowd, a firm that consults with clients launching products and services on crowdfunding platforms. Brandon and his Keys to the Crowd team have worked with high profile clients like Harrington, John Lee Dumas and others to gain funding using the emerging method of crowdfunding.

Brandon is a regular on the motivational speaking circuit and in his (very limited!) free time, he is a fitness junkie and loves spending time in his hometown in Northeast Iowa hunting, fishing and boating.



Musical Background: 'TAKE THE CHANCE' by Nicolai Heidlas

Sep 27, 2016
After 20 years as a grocery store manager, I decided to go on my own. I started training people how to use their computers. Then moved into making websites, then making podcasts.
The last three years I have focused on executive producing online video courses. I traveled to Machu Picchu in Peru as well as parts of Central America.

Scott Paton has been podcasting since the spring of 2005. His podcast "Weight Loss and The Mind" hit over 375,000 subscribers in its first year and over one million downloads. He has executive produced and/or co-hosted over 35 podcasts. An internationally renowned speaker, Scott has presented to audiences from London, England to Sydney, Australia, from Vancouver, BC to New York, NY, from LA to Rwanda. Thousands of entrepreneurs and NGO's have changed their public engagement strategies based on Scott's sharing. We hope you will, too!

Scott has over 32,000 students from 162 countries taking his courses.

Scott joined Udemy in 2013. In late 2014, one of his clients inspired him to make a video course on Podcasting. He revisited Udemy and got very excited at the potential. After his course went live, Scott told his clients and many decided to make courses but needed help, so he has become a co-instructor with them, while continuing to support and build his own courses. His co-topics all include areas of life-long learning by Scott, including Stock Option Trading, Alternative Health, EFT, and Relationships.



Musical Background: 'TAKE THE CHANCE' by Nicolai Heidlas

Sep 26, 2016

Diane’s expertise lies in the area of tax planning. Her goal is to make sure successful entrepreneurs across the United States are paying the least amount of income tax they can legally pay. As a tax coach, she offers a FREE tax analysis for those interested in finding out if they are overpaying their income taxes. Her goal is to save taxes one business at a time through the use of pro-active tax planning. Diane Gardner, Best-Selling Author & Quilly Award Recipient, is the author of the following books:

Stand Apart: The World’s Leading Experts Reveal Their Secrets to Help Your Business Stand Out From The Crowd To Achieve Ultimate Success, featuring Dan Kennedy

Obamacare Survival Guide

10 Most Expensive Tax Mistakes That Cost You Thousands

Why Didn’t My CPA Tell Me That

Stop Overpaying Your Taxes


Diane is available to speak on the following topics:

Pro-active tax planning – Are You Paying Too Much Income Tax? Learn the 11 ways entrepreneurs overpay and how to stop it now.

• Are You Utilizing the Proper Entity for Your Business? – Many business owners are overpaying their taxes simply by not choosing the proper business entity type.

• Does Your Business Stand Apart? – Find out how you

can stand apart from your competition and increase the lifetime value of your customers or clients.

• Five Simple Steps to Business Growth and Success – Implement these simple steps and watch your business grow!





Musical Background: 'TAKE THE CHANCE' by Nicolai Heidlas

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